MONTHLY RECONCILIATION REPORT

June 2025 - All HOA Accounts

Operating (5129)Reserves (7011)40-Year Special (5872)
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🚨 FLORIDA STATUTE VIOLATIONS DETECTED

40,818.92 in unauthorized transfers between accounts

5129 → 5872: $35,398.42

Large unauthorized from operating

5129 → 5872: $3,060.5

Unauthorized from operating

5129 → 5872: $1,270

Unauthorized from operating

Operating Account (5129)

HEALTHY

Beginning

$52,295.97

Ending

$33,887.93

Net Change

$18,408.04

⚠️ 5 fund mixing violations

Reserve Account (7011)

CRITICAL

Current Balance

$14,316.99

Required Min

$75,000

Shortfall

-$60,683.01

🚨 81% underfunded

40-Year Special (5872)

VIOLATIONS

Project Balance

$31,406.58

Improper Transfers

5

Fund Purity

COMPROMISED

❌ Mixed with operating funds

BUDGET VARIANCE ANALYSIS

2025 Operating Budget

MONTHLY BUDGET

$14,779.09

ACTUAL EXPENSES

$52,603.5

VARIANCE

+$37,824.41

% VARIANCE

+256%

CATEGORYBUDGETACTUALVARIANCESTATUS
Insurance$7,131.59$6,053.06$1,078.53UNDER BUDGET
Professional Fees$1,703.67$700$1,003.67UNDER BUDGET
Utilities$2,586$3,239.62+$653.62OVER BUDGET
Maintenance$2,770$855.82$1,914.18UNDER BUDGET

EXPENSE BREAKDOWN

First Insurance06/22
$6,053.06
Total Insurance$6,053.06
VTE Consulting LLC06/06
$700
Total Professional$700
Breezeline06/03
$56.01
Teco/People Gas06/05
$288
General Deposit (Water)06/11
$2,234.55
Waste Management06/17
$412.31
FPL Electric06/17
$204.6
Waste Management06/17
$44.15
Total Utilities$3,239.62
Zelle - Nenad Rakita06/11
$525.82
Zelle - Harry Tempkins06/16
$210
Zelle - Harry Tempkins06/16
$120
Total Maintenance$855.82
Transfer to 587206/02

Fund segregation violation

$1,000
Transfer to 587206/04

Fund segregation violation

$1,270
Transfer to 587206/10

Fund segregation violation

$35,398.42
Transfer to 587206/10

Fund segregation violation

$3,060.5
Transfer to 587206/10

Fund segregation violation

$90
Total Violations$40,818.92

FLORIDA COMPLIANCE CHECKLIST

NEXT MONTH FOCUS AREAS:

  • • Eliminate all fund mixing violations between accounts
  • • Monitor operating account minimum balance ($25,000)
  • • Plan special assessment for reserve funding compliance
  • • Implement dual approval for inter-account transfers
  • • Schedule emergency board meeting for violation remediation

Board Treasurer: _______________________

Date: _______________________

⚖️ Florida Chapter 720 Compliance Required